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Debt Consolidation

A debt consolidation loan is one of South Africa’s most requested debt solutions to provide debt relief. Essentially, it is one large loan, with a lower interest rate over an extended period of time, that is used to pay off several smaller loans with higher interest rates.

Debt Review

The Debt Review process is a legal process created by the National Credit Act as a means of financial rescue for consumers that are in debt. Debt help in South Africa is limited to a few options, such as debt consolidation loans, debt administration, and informal debt management.

Debt Counselling

Debt counselling seeks to protect the dignity of the consumer, while simultaneously satisfying the needs of credit providers. It provides debt relief for the consumer while allowing them to meet their financial obligations.

About Debt-Consolidation

Our staff are experienced and qualified financial consultants who have assisted close to 1000 clients to date. We are registered with the National Credit Regulator (NCR). We are driven by service values and believe in building lasting relationships with our clients.

Integrity, transparency and empowerment are the core values which drive our business. We continually look to improve our services and processes, with the client’s needs at the heart of everything we do. Fill in your free call-back form, and one of our qualified consultants will contact you as soon as possible.

Our Financial Consultants are Here to help

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Contact Us

081 751 6923


Debt Review Application as of Dec 2015


Credit Applications for the last 2015 quarter


Million Credit Active Consumers in South Africa


% Rejection rate of all credit applications in South Africa

Debt Review 

Are you battling to pay your debts? Do you struggle with numerous debt repayments and wish someone could give you a debt consolidation loan so that you can reduce your monthly instalments to one single amount?


If your debt consolidation loan application has been rejected, it may be that you are over-indebted and need to apply for debt review.

South Africa’s most trusted Debt Consolidation Firm
We have put together a few articles to help you make an informed, educated decision